Bruce J. Moffatt, Managing Director of Terra Cotta Wealth Management


Managing Director

Bruce is the Managing Director responsible for research and analysis.

Wealth preservation, income generation and strong after-tax returns are all priorities to affluent Canadians. Our clients are multi-dimensional and therefore, often have more than one goal, as well as many financial complexities. We will show you personalized solutions that can handle those complexities and challenges you may be facing. We will leverage the strength and depth of our industry resources to meet each goal.


John Hayes, Managing Director of Terra Cotta Wealth Management


Managing Director

John Hayes is Terra Cotta Private Wealth’s Managing Director, responsible for financial planning, estate and insurance planning services. John also oversees TCPW’s Group Plan Division. He meets with clients to compile a clear and comprehensive profile of their goals, circumstances, family business, liabilities and debts. He identifies any financial gaps happening between their portfolios. With this information he is able to assist clients in articulating their financial goals.


John’s Approach

John will walk you through the process and the structure, and ask you questions that will get you thinking. He will then design your wealth structure and financial plan—in relation to your estate, retirement, philanthropic work and insurance strategies. John liaises with your professional advisors to ensure they are all informed to fine-tune the details. He will then follow through to ensure all plans are implemented.